Virginia Mortgage Services, Inc. - Rates as of March 9, 2010 - You can call the office at (804) 425-8000 or email kclayton@virginiamortgageservices.com. If after hours call (804) 837-LOAN(5626)! Purchase money first mortgages are better pricing by .25% ! Take advantage of the new $8,000 tax credit - it will end in April! 
Rates are subject to change without notice. Pricing as of 11:00 a.m. 03/08/2010

 

Type

Term

Rate

Points

Loan Amount

APR

Conventional Fixed

30

  4.87

0

100,000

 4.97

Conventional Fixed

30

   4.75

1

100,000

4.99

Conventional Fixed

20

  4.87

0

100,000

4.83

Conventional Fixed

15

4.25

0

100,000

4.35

Conventional Fixed 

 15

 4.12

 1

100,000 

 4.49

Conventional 5/1 ARM

30

3.62

0

100,000

3.78

  Conventional   3/1 ARM

25

3.62

0

100,000

3.78

  Manufactured

30

5.50

1

100,000

5.408

Jumbo Fixed

30

n/a

-

417,001

6.258

Jumbo Fixed 15

15

n/a

-

417,001

4.883

Jumbo 5/1 ARM

30

n/a

-

417,001

4.50

FHA Fixed

30

4.75

0

100,000

4.88

FHA 15 Fixed

15

 4.25

0

100,000

4.55

VA Fixed

30

4.87

0

100,000

4.93

 FHA JUMBO

30

5.00

1

100,000

5.63

VHDA  $0 Down

30

5.25

1

100,000

5.465

  Construction   6 Month

30

 4.99

1

100,000

 

GRH  $0 Down

30

5.00

1

100,000

5.258

203 (k)

30

5.25

0

100,000

5.758

 

Liscenced by Virginia State Corporation Commission  MLB-1642