Virginia MORTGAGE Services, Inc. wants to be your "Mortgage Company for Life" by providing superior customer service, vast array of loan products, and the best interest rate the first time you call. You will say that we are your mortgage company for life because we treated you right!

The number one reason why our satisfied customers always come back is because they have always had their phone calls answered by a live person. Another reason is due to the low interest rate quote at their first call. No need to haggle! Our mortgage professionals want to price your loan at the best rate possible the first time you call. We recommend   you contact others so when you call us back you will know your application is being handled with care.

Refinancing or Purchasing a home? Why not call a local company? Someone in your community. Someone you can look in the eye when the transaction is over! You know we will go out of our way to make sure you are satisfied because we are right in the neighborhood! 

Working with a Mortgage Professional is very important! Did you know all of our mortgage professionals have met the Federal and State educational requirements? Each one has been screened to assure your confidential information is safe. Criminal background and credit checks are performed annually on our associates? Every Loan Officer was required to pass a Federal and State exam in order to have a license to handle your financial information. Additionally they are not sales people or customer service experts - they are true mortgage professionals trained and knowledgeable about all mortgage products available in the industry.

Did you know that your bank and credit union is not held to that standard? Their loan officers are not required to be tested by Federal & State agencies! Call a mortgage lender like Virginia Mortgage Services, Inc. so you know your loan is handled by a professional.

Don't you deserve personal attention? Our mortgage professionals give you the personal attention you deserve and treat you with the respect due a valued customer. We understand you are making a long term commitment and deserve to know what all of your options are. Only a professional can show you all of your options!

What programs to we presently have? Due to the economic change over the past 7 years many changes have taken place. Here are the programs that we offer that may a niche in the industry:

First time home buyer programs with $0 downpayment.
FHA loans down to a 580 credit score!
Financing when you have over 6 properties!
Manufactured Home Loans with low rates.
HARP Loans with unlimited LTV and for those underwater. INVESTMENT and Owner Occupied!
Low closing costs loans so you don't have to increase your principal amount when you refinance!
New Construction Financing!
Rates that usually beat the banks. 

You can apply on line, make an appointment including evenings and weekends, or call and apply right over the phone!

Please navigate our website to learn more about us, what we do for you, and how easy it is to get started.

Licensed by the Virginia State Corporation Commission MC -2180

NMLS: 296787


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